If you’re about to buy your first car, or if you’re a parent looking to help your son or daughter purchase a vehicle for the first time, it’s important to research your insurance options before checking out makes and models or organising test drives. Not only will insurance be more expensive for some cars than for others; you may find that insurance companies refuse altogether to cover young drivers when their vehicle of choice is too costly, has too high a specification, has too many modifications or has too powerful an engine.
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